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Class Credit: Legal Issues Understanding FICO Scoring & Managing Credit
Tuesday, February 07, 2012, 09:00am - 12:00pm Sponsored by Driggs Title Agency
Student Tuition: FREE
RSVP to Janet Larson at
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Instructor: Jon Achilles
Description:
Students who attend this class will learn what they need to know about the credit reporting agencies (EFX, TU, and EXP) and the credit world, including an understanding of the FICO scoring model and how one can manipulate one’s scores.
- Overview of the credit market and structure of credit reporting agencies
- What makes up a good FICO score
- How to use and understand the Fair Credit Reporting Act
- New developments in the credit markets and FICO scoring
- How short sales, note modifications and foreclosures affect one’s credit
- How a lender applies the FICO model
- Factors that affect a FICO score
- Communicating with the CRA’s to change your score
- Commercial credit report companies…are they worth it?
- Ten ways to prevent identity theft
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Location - Home & Design Idea Center 19120 N Pima Road Scottsdale AZ 85255
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