Taking Control of Your Credit Score


Sponsored by: 

  • AmeriFirst Financial, Inc./Brian and Yolanda Gallegos
  • Old Republic Title Agency/SueGawlitta

Student Tuition:  $10

RSVP using AARE's online registrations system

Instructor:  Yolanda Gallegos

In this class, students are taught what they need to know about Credit Reporting Agencies (EXF, TU, EXP.) We also explore the credit world, including an understanding of the FICO Scoring model and how one can control one's scores.


  • Overview of the credit market and the structure of credit reporting agencies
  • What makes up a good FICO score
  • How to use and understand the Fair Credit Reporting Act
  • New developments in the credit markets
  • New developments in FICO Scoring
  • How short sales, loan modifications and foreclosures affect one's credit
  • How a lender applies the FICO model
  • Factors that affect a FICO score
  • Communicating with the credit reporting agencies to change your score
  • Commercial credit repair companies: Are they worth it?
  • 10 way to prevent identity theft


Details On This Class:

Event Date 07-21-2016 9:00 am
Event End Date 07-21-2016 12:00 pm
Registration Start Date 03-10-2016 12:00 am
Cut off date 07-21-2016 12:00 am
Individual Price $10.00
Location AARE - Peoria Campus
We are no longer accepting registration for this event

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