Taking Control of Your Credit Score


Sponsored by:

  • AmeriFirst Financial, Inc. / Rebecca Riley St. Thomas
  • NEXTITLE / Heather Escher


RSVP to John St. Thomas at 480-241-8600  OR  This email address is being protected from spambots. You need JavaScript enabled to view it. as reservations are required.

Instructor:  Rebecca Riley St. Thomas

In this class, students are taught what they need to know about Credit Reporting Agencies (EXF, TU, EXP.) We also explore the credit world, including an understanding of the FICO Scoring model and how one can control one's scores.


  • Overview of the credit market and the structure of credit reporting agencies
  • What makes up a good FICO score
  • How to use and understand the Fair Credit Reporting Act
  • New developments in the credit markets
  • New developments in FICO Scoring
  • How short sales, loan modifications and foreclosures affect one's credit
  • How a lender applies the FICO model
  • Factors that affect a FICO score
  • Communicating with the credit reporting agencies to change your score
  • Commercial credit repair companies: Are they worth it?
  • 10 way to prevent identity theft


Details On This Class:

Event Date 04-12-2016 1:00 pm
Event End Date 04-12-2016 4:00 pm
Individual Price Free
Location AmeriFirst Financial/Northsight

Location Map