Taking Control of Your Credit Score

 

Sponsored by:

  • AmeriFirst Financial, Inc./Brian and Yolanda Gallegos
  • Grand Canyon Title Agency/Breena Westfall

Cost:  $10 CASH AT DOOR

RSVP to Breena Westfall at 602-474-5332 or This email address is being protected from spambots. You need JavaScript enabled to view it. as reservations are required.

Instructor:  Yolanda Gallegos

In this class, students are taught what they need to know about Credit Reporting Agencies (EXF, TU, EXP.) We also explore the credit world, including an understanding of the FICO Scoring model and how one can control one's scores.

  • Overview of the credit market and the structure of credit reporting agencies
  • What makes up a good FICO score
  • How to use and understand the Fair Credit Reporting Act
  • New developments in the credit markets
  • New developments in FICO Scoring
  • How short sales, loan modifications and foreclosures affect one's credit
  • How a lender applies the FICO model
  • Factors that affect a FICO score
  • Communicating with the credit reporting agencies to change your score
  • Commercial credit repair companies: Are they worth it?
  • 10 way to prevent identity theft

 

Details On This Class:

Event Date 09-29-2016 9:30 am
Event End Date 09-29-2016 12:30 pm
Individual Price $10.00
Location Grand Canyon Title Agency - Phoenix

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